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5 Keys To A Smooth Closing…So You Can Get Your Keys! (Part 1 of 5)

There are literally thousands of reasons for a real estate transaction to not close by the agreed upon closing date. Personally, I feel that I’ve heard thousands…so maybe there are actually millions! Either way, any real estate professional can quickly rattle off a long list of reasons, excuses, mis-steps, mis-cues, and/or mis-communications that led to mis-sing a closing date.

As professionals, we do our best to warn of the potential pitfalls, holdups and speedbumps. But…a real estate transaction does require some participation on behalf of each client. I have to admit, most of my clients are uber-prepared. They are quick, responsive, and smart. Those are the ones that are most likely to read this. However, I have worked with a few clients…ohhhh I’ve worked with a few… and if by chance you happen to be reading this, you know who you are…and this is for people like you…

1. Work with a reputable mortgage professional.

Look…I know that people can get low rates from Internet-Mortgage-Company-XYZ…but I have ALWAYS…and I mean 100% of the time…found that a client’s transaction went smoother, faster, and with far less headache or confusion when they can meet with a reputable or referred mortgage professional who they can develop a relationship with. Mr. Consumer, Trust me when I say that you won’t remember that 1/8th of a percentage you saved after being in your home for 2 months…and chances are, you will have wished you paid the extra 1/8th of a percent by the end of a transaction with Mr. No-Name Internet Mortgage Dude that delayed your closing by 2 weeks because he didn’t understand how things were done in your state. Of course, there are always exceptions – but as a general rule…find a reputable mortgage professional!

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